GBCR&P
has a long history of supporting the Southwest
Florida community, from charities to education.
Recently, the firm has embarked on an unparalleled
television campaign to highlight the positive
aspects of local schools by utilizing the talents
of the students while also communicating important
messages from the hazards of drinking and driving
to the simply buckling up when driving. We
are proud of our efforts and proud of the students
who have helped us convey them. We invite you
to view these
Click here to contact someone regarding personal injury lawyer
Personal Injury Protection
As stated, this type of insurance is required
by law. If you are injured by the negligence of
a defendant, we will make a claim under the bodily
injury liability coverage of the negligent defendant's
insurance policy. Personal injury coverage is
not health insurance, and it is not designed to
pay for your medical bills as they are incurred.
It is designed for a one time settlement or payment
for all of your damages. Personal injury insurance
minimum required by law in Florida is ten thousand
dollars for bodily injury or death of one person
in any one accident. Lawsuits in Florida must
be filed against the negligent driver and may
not also name the insurance carrier as a defendant.
In fact, the jury is not allowed to know that
there is insurance coverage available on the defendant.
If the jury renders a verdict in excess of the
defendant's liability policy limit, the defendant
is then personally liable out of his or her own
assets for the additional amount.
Medical Payments (Med-Pay) Coverage
When purchasing automobile insurance for yourself,
Florida requires you to have an additional type
of coverage other than liability insurance. One
of these types of coverage is called medical payments
coverage. Medical payments coverage is a form
of health coverage called by various terms, including
"med-pay", "personal injury protection
(PIP)", or on occasion "economic loss
protection benefits". This coverage is available
to the insured driver (the individual who holds
the policy which includes med-pay coverage) and
any passengers in the insured's vehicle for injuries
sustained, regardless of the fault of the driver.
It is important to note that the insurance policy
of the negligent party does not pay med- pay or
PIP benefits to an injured plaintiff. These benefits
are limited to the driver or passengers in the
insured vehicle, regardless of fault. The plaintiff
looks to his own insurance policy or the policy
on the vehicle in which he was a passenger for
med- pay or PIP benefits.
In Florida, your policy must cover eighty percent
of all reasonable expenses for medically necessary
medical, surgical, X-ray, dental, and rehabilitative
services, including prosthetic devices, medically
necessary ambulance, hospital, and nursing services.
Please let
us know your circumstances by clicking
here to fill out case form to a Cape Coral personal injury lawyer. Or call Goldstein
Buckley Cechman Rice and Purtz at (239)
334 1146. Your initial consultation is
free and we accept only a percentage of the award
when we win. If we do not win an award, there
is no fee.
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