How do insurance companies determine the value of my injuries in a Florida motorcycle accident?

As soon as the crash happens, and then the insurance company gets some preliminary information, they make a determination on potential value of the case, and they usually put a cap on what they think the case value is based on your initial injuries. Now, after your treatment goes on and the insurance company get more information, which we will provide them, that can change. It’s called a reserve on a case, and that could go up or it could go down.
Ultimately, though, it’s your attorneys job to put your best foot forward by meeting with you, creating a special damages letter, getting all the information on all your medical care, your medical bills, your pain and suffering, your lost wages, and getting that to the insurance company, because that is really what drives the value of a case.