I loaned my car to a friend who was involved in a Florida car accident. Am I liable if my friend was at fault?

Yes, you are. Under Florida law, we have what is known as a dangerous instrumentality doctrine, which makes the owner vehicle vicariously liable for the negligent acts of a driver if that driver’s driving the vehicle with the owner’s permission. So yes, you can be liable, but there are caps in place, so you need to be careful who you loan your car to.