After an accident in Florida, your decisions can directly affect your ability to recover compensation. While every case is different, certain missteps consistently put claimants at a disadvantage. To protect your claim, a Fort Myers accident attorney can help you understand what to avoid and how to comply with Florida law.
Delaying Medical Attention
Failing to seek medical care right after an accident is one of the most common and harmful errors. In Florida, your Personal Injury Protection (PIP) coverage only applies if you receive initial treatment within 14 days of the crash. If you miss this deadline, your auto insurer may deny your PIP benefits entirely. Even if you believe your injuries are minor, you need documentation from a licensed provider to support any future claims. Waiting too long allows the insurer to argue that your injuries are unrelated to the accident or were caused by something else.
Providing Incomplete or Inaccurate Information
Accurate reporting is important for both legal and insurance purposes. Whether you are speaking with law enforcement, a medical provider, or your insurer, you need to give a consistent and truthful account. Any discrepancies in your statements may be used to challenge your credibility. Leaving out details or offering speculation can cause problems later. If you are unsure about something, say so clearly. We help you prepare and review your statements so they reflect the facts without creating unnecessary liability.
Discussing the Case With the Other Party’s Insurer
You are not required to speak to the other party’s insurance company after an accident, and doing so can be a mistake. Insurers are trained to minimize claims, and anything you say may be recorded and used to dispute fault or damages. You should not agree to a recorded statement or answer detailed questions without legal guidance. We handle communication with the other side on your behalf to protect your position and ensure that your statements are consistent with the evidence.
Accepting a Settlement Too Early
Insurance companies often make quick settlement offers to resolve claims before the full impact of an injury is known. If you accept one of these early offers, you may give up your right to seek additional compensation later, even if your condition worsens. Florida law does not allow you to reopen a settled claim unless fraud or misconduct occurred. We evaluate any offer to determine whether it reflects the full scope of your losses, including future medical care, lost income, and long-term consequences.
Your actions can have a significant influence on your ability to recover fair compensation. You need to act within state deadlines, communicate accurately, and make informed choices. Schedule a consultation with us today at GBC Law Office in Fort Myers, FL, to strengthen your case and protect your legal rights under Florida law. We also serve the Cape Coral, Lehigh Acres, Naples, and Port Charlotte areas.